Terms of Use

Agreement to Terms

By accessing or using the Jaded Drift website (jaded-drift.com) and services, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our website or services.

About Our Services

Jaded Drift provides financial education programmes for individuals and families in Bristol, United Kingdom. Our services are educational in nature and do not constitute financial advice, investment recommendations, or professional financial planning services.

Educational Nature of Services

Our programmes teach financial literacy concepts and skills. We do not:

• Provide personalized financial advice tailored to your specific financial situation
• Recommend specific investments, products, or financial institutions
• Offer regulated financial services requiring FCA authorization
• Guarantee financial outcomes or results from applying concepts learned

You should consult with a qualified financial adviser for personalized financial planning and investment advice.

Programme Registration and Payment

Registration

When you register for a programme, you agree to:

• Provide accurate and complete information
• Maintain the accuracy of your information
• Be responsible for all activity under your registration
• Notify us immediately of any unauthorized use

Payment Terms

Programme fees must be paid in full before the start of the first session unless alternative payment arrangements have been agreed in writing. Prices are stated in British Pounds (GBP) and include VAT where applicable.

Cancellation and Refunds

You may cancel your registration up to 14 days before the programme start date for a full refund. Cancellations made less than 14 days before start date are non-refundable, though programme credits may be offered at our discretion.

If we cancel a programme, you will receive a full refund or the option to transfer to another programme date.

Attendance and Participation

Regular attendance is expected for programme participants. If you miss sessions:

• Catch-up materials may be provided where possible
• Missed sessions do not entitle you to refunds or fee reductions
• We cannot guarantee one-to-one catch-up sessions

Intellectual Property

All content on our website and in our programmes, including text, graphics, logos, course materials, and software, is the property of Jaded Drift or its licensors and is protected by UK and international copyright laws.

You may:

• Use materials provided during your programme for personal educational purposes
• Take notes during sessions

You may not:

• Reproduce, distribute, or publicly display our materials without written permission
• Use our materials for commercial purposes
• Record sessions (audio or video) without prior written consent
• Share programme materials with non-participants

Conduct and Behavior

We expect all participants to:

• Treat instructors and other participants with respect
• Arrive on time for sessions
• Maintain a distraction-free environment during sessions
• Engage constructively with the material and activities

We reserve the right to remove participants who engage in disruptive behavior, with no refund provided.

Children and Minors

For programmes involving participants under 18:

• Parental or guardian consent is required for registration
• Parents/guardians are responsible for ensuring attendance
• We maintain appropriate safeguarding policies
• For participants under 16, a parent or guardian must be contactable during sessions

Limitation of Liability

To the fullest extent permitted by law:

• Our educational content is provided "as is" without warranties of any kind
• We are not liable for financial decisions you make based on our educational content
• We are not responsible for outcomes resulting from application of concepts learned
• Our total liability to you for any claim is limited to the fees you paid for the specific programme

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or other liabilities that cannot be excluded under UK law.

Website Use

You agree not to:

• Use our website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Introduce viruses, trojans, or other malicious code
• Scrape, copy, or automatically collect content from our website
• Impersonate Jaded Drift or our staff

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of third-party sites. Accessing third-party links is at your own risk.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance information. Please review these documents to understand how we collect, use, and protect your personal data.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes constitutes acceptance of the modified terms.

Material changes affecting existing programme registrations will be communicated directly to affected participants.

Modifications to Services

We reserve the right to:

• Modify programme content to improve educational value
• Change session times with reasonable notice
• Substitute instructors when necessary
• Cancel or reschedule sessions due to unforeseen circumstances

We will make reasonable efforts to notify participants of significant changes in advance.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and GDPR information, constitute the entire agreement between you and Jaded Drift regarding use of our website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 42 Colston Street, Bristol, BS1 5AP, United Kingdom

Complaints and Disputes

If you have a complaint about our services, please contact us first at [email protected]. We will make reasonable efforts to resolve disputes amicably.

If we cannot resolve your complaint directly, you may wish to seek advice from:

• Citizens Advice Bureau
• Trading Standards
• A relevant consumer organization